Cheap Super Visa Insurance
It is important for visitors coming to Canada to get emergency medical coverage while in Canada, whether you are a temporary resident, temporary worker, landed immigrant, or tourist.
To aid your understanding of Cheap Super Visa Insurance requirements, we’ve compiled answers to common questions you might have.
For personalized advice and to explore your insurance options, reach out to our advisors at Sure Insurance. We are here to empathize with your needs and offer solutions to ensure your stay in Canada is safe and worry-free.
What is a Super Visa?
A super visa is a temporary visa granted to parents and grandparents of Canadian citizens or permanent residents. Holders of a Cheap Super Visa Insurance permitted to visit Canada and stay for up to five years without needing to renew their status.
Parents and grandparents with a super visa also have the option to apply for an extension if they wish to remain in Canada for a longer period.
The Government of Canada has specific eligibility requirements for Cheap Super Visa Insurance applicants. One key requirement is that your parents or grandparents must have medical insurance from a Canadian insurance company, valid for at least one year from their date of entry into Canada. Obtaining super visa insurance fulfills this requirement.
If you’re looking to secure a super visa for your loved ones, contact our advisors at Sure Insurance for a consultation. We’re here to help you navigate the process with empathy and expertise, ensuring your family’s stay in Canada is safe and secure.
What is super visa insurance?
Super visa insurance is a specialized travel medical insurance designed for parents or grandparents applying for a super visa. This insurance covers unexpected medical and dental expenses that might arise while they visit Canada.
Super Visa application requirements
It is not mandatory by the IRCC to get the super visa insurance but important to have in case of unforeseen health circumstances. Temporary resident can have health coverage of up to $100,000 from any Canadian insurance provider. This ensures they can afford medical care in case of illness or injury during their stay.
The Co-operators Visitor-to-Canada travel medical insurance plan offers a practical and cost-effective solution that meets Super Visa application criteria, including:
- Coverage for up to 365 days in Canada without an expiry date exclusion
- The option to return to the home country during the trip without canceling coverage
- Four deductible options offering savings from 5% to 30% on deductibles ranging from $100 to $3,000
- Rates available for visitors up to age 89
For peace of mind and reliable coverage, contact our advisors at Sure Insurance. Weâre here to provide the support and insurance solutions you need for a worry-free stay in Canada.
Eligibility
To qualify for a super visa, you need a host who is your child or grandchild, and they must be a Canadian citizen, a permanent resident of Canada, or a registered Indian. They should provide a copy of one of these documents:
- The Canadian citizenship document of the host (and their spouse or common-law partner, if applicable)
- The permanent resident document of the host (and their spouse or common-law partner, if applicable)
- A Secure Certificate of Indian Status or Certificate of Indian Status (status card)
- Your host must be at least 18 years old, reside in Canada, meet or exceed the minimum necessary income, and sign a letter inviting you to Canada.
- This letter should include a commitment to financially support you throughout your visit. If your host’s spouse or common-law partner is a Canadian citizen or permanent resident, they can co-sign the invitation letter.
- The letter should list the names and dates of birth of everyone considered when calculating your family size to meet the minimum income requirement.
Frequently Asked Questions About Cheap Super Visa Insurance
Is Super Visa Insurance Refundable?
Super Visa insurance is generally refundable if the visa application is denied or if the insured person returns to their home country before the coverage period ends.
However, the refund policies can vary between insurance providers, and administrative fees may apply. It’s important to check the specific terms and conditions of the insurance policy.
How Much Does Super Visa Insurance Cost?
The cost of Super Visa insurance varies based on factors such as the applicant’s age, health condition, the length of coverage, and the insurance provider.
On average, it can range from CAD $100 to $200 per month for individuals aged 40-70, with higher premiums for older applicants or those with pre-existing conditions.
What Is Super Visa Insurance?
Super Visa insurance is a mandatory health insurance policy required for parents and grandparents of Canadian citizens or permanent residents who are applying for a Super Visa. This insurance ensures that they are covered for medical care, hospitalization, and repatriation while they are in Canada.
What Does Super Visa Insurance Cover?
Super Visa insurance typically covers emergency medical expenses, hospitalization, prescription medication, and repatriation in case of death.
It may also include coverage for doctor visits, diagnostic tests, and ambulance services. The coverage must be valid for at least one year and provide a minimum of CAD $100,000 in coverage.
Is Super Visa a Visitor Visa?
The Super Visa is a type of multiple-entry visa that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to two years at a time without the need to renew their status. It differs from a regular visitor visa, which typically allows for a stay of up to six months.
How Does Super Visa Insurance Work?
Super Visa insurance works by providing health coverage to the insured individual for a specified period, typically one year. The insurance must be purchased from a Canadian insurance company before the visa application and meet specific coverage requirements.
In case of a medical emergency, the insured person can receive treatment, and the insurance company will cover the eligible expenses as per the policy terms.
How Much Insurance Cost for Super Visa?
The cost of insurance for a Super Visa varies depending on several factors, including the applicant’s age, health status, and the length of coverage. On average, the cost ranges from $100 to $200 monthly, with higher costs for older applicants or those with pre-existing conditions.
Can You Deduct Insurance for Parents on Super Visa?
Medical insurance premiums paid for Super Visa insurance are generally not tax-deductible in Canada. However, it’s advisable to consult with a tax professional to understand the specific tax implications based on individual circumstances.
Do I Require Medical Insurance for Application of Super Visa?
Yes, medical insurance is required for the application of a Super Visa. The insurance must be purchased from a Canadian insurance provider, provide at least CAD $100,000 in coverage, and be valid for a minimum of one year from the date of entry into Canada.
Does Super Visa Insurance Cover Hospital in Toronto?
Yes, Super Visa insurance covers medical emergencies, including hospitalization, in any city in Canada, including Toronto. The coverage typically includes hospital stays, surgery, and other medical treatments as specified in the insurance policy.
How Long Should I Buy Super Visa Insurance?
Super Visa insurance should be purchased for a minimum of one year from the date of entry into Canada. The coverage must be maintained for the entire duration of the stay in Canada, as the Super Visa allows for a stay of up to two years at a time.
How Much Does Medical Insurance Cost for a Super Visa?
The cost of medical insurance for a Super Visa can range from CAD $800 to $1,800 per year, depending on factors such as the applicant’s age, health condition, and the length of coverage. It’s important to obtain quotes from multiple insurance providers to find the best rate and coverage options.
To ensure a smooth and secure process, contact our advisors at Sure Insurance.
